Tips for Finding a Good Long Term Care
What is an ideal long term care facility?
Various answers cropped up from the aged who,
after all, make up a big percentage of the
recipients of caring services in the USA and
elsewhere for that matter.
Most men and women in their retirement years still
prefer to be cared for by their children right in
the comforts of their homes. However true, there
are some individuals accustomed to their
independence and would rather be under the care of
nursing institutions or retirement communities.
Living with your children and opting for the
services of a nursing home or an assisted living
facility have its advantages, but you shouldn’t
discount the fact that each also has its downside.
For instance, home care will ensure you’re well
taken care of because your kids or other relatives
will be present 24/7 to assist you in all areas of
activities of daily living (ADL),such as eating,
bathing, using the toilet, dressing up, and
performing house chores among others.
Unfortunately, you cannot count on them to
administer medications especially if you have a
serious health condition because they are not
trained professionally on the medical or nursing
Those who can afford to pay a professional would
prefer home health care and, thus, hire a licensed
nurse or medical practitioner to look after them,
and attend to their medical needs. However helpful
this is to a patient, studies done on long term
care show that the government will not shoulder
the expenses of caring services performed in
one’s home except if the reason behind it is
Meanwhile, patients with low to no income are an
exception in the eyes of the government. So even
if the reason for their home care is non-medical,
the government will definitely consider paying the
home care services that were provided to them.
Cost of Long Term Care
Your budget for long term care will depend on your
choice or type of long term care facility. If you
will opt for home care or home health care, you
will not spend as much as you would in a nursing
home or assisted living facilities.
Besides your budget, however, your health
condition is also an important factor to consider
when choosing a caring facility. At home, your
medical equipment is probably limited to the basic
such as a sphygmomanometer, thermometer, weighing
scale, and perhaps a nebulizer. Unfortunately,
these are not enough to address very serious
conditions like heart diseases, cancer,
respiratory problems, and many others that require
complete medical facilities.
Apart from the fact that licensed nurses and
therapists are employed by nursing homes and
assisted living quarters, these places are
equipped with the necessary medical facilities to
constantly monitor the progress or deterioration
of your health condition.
In 2010, it was recorded that a nursing home in
America roughly cost $200 a day. That made an
annual cost of $73,000, which a retiree had to
fork over from his savings account. Investing in a
pension plan could have saved him a chunk of his
hard earned money.